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Making Mortgages Easier

Mortgages don't have to be complicated or confusing.

Are you:

  • Moving home
  • A first time buyer
  • Too busy to spend hours on the internet
  • Staying put, but looking around for a better deal because your existing mortgage deal is coming to an end
  • Are you paying the lenders Standard Variable Rate
  • Considering refinancing to extend or improve or maybe extend a lease or consolidate more expensive borrowing
  • Are you considering buying your council property.
  • Thinking about venturing into the buy-to-let market for the first time or have more than one investment property and need them to work harder for you
  • Thinking about a commercial property purchase

Do you have an existing life, critical illness, income protection or accident sickness & unemployment policy that you've had for a while and you would like reviewed, to ensure that it is still sufficient to protect you and your mortgage, because you may have increased or extended your mortgage since taking it out.

With our support, you can take your time, compare and discuss different mortgage combinations, generating a shortlist from literally thousands of mortgage products and lenders on the market.

We offer mortgages from all of the high street banks and building societies as well as specialist lenders.

We offer schemes for complicated cases and all property types so why not challenge us and just see how advice from a professional can save you money and time.

Our Charges

As independent advisers, you can choose how we are paid for mortgages; pay a fee, usually 1% of the loan, or we can accept commission from the lender.

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

For council purchases, the overall cost for comparison is 6.7% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

The FSA does not regulate Commercial Mortgages and some forms of Buy to Let Mortgages. Commercial Mortgages are not arranged via Sesame.

We usually offer Accident, Sickness and Unemployment Insurance from a selected panel of providers.

 

Download and complete TODAY!
Your mortgage is probably the largest financial transaction and commitment you are likely to make, so choosing the right type is important. read more...
Once you are clear about the type of mortgage you want - repayment or interest only, choosing how you want to be charged interest is the next step.read more...
Step by Step guide to buying a new home.read more...



Whether you are looking for the best deal on a residential mortgage, or if you are considering Life Cover, Critical Illness, Income Protection or a Healthcare Plan, we offer expert and impartial advice on the widest choice of products in the UK.